Business Loans

A business loan can be structured in many different ways. Whether it is the industry you are operating in or the type of ownership your company has we have a business financing option available for your company. If you have bad credit or you were recently denied a business loan in the past we our merchant cash advance program is one of the best alternatives to traditional financing.

A Business Loan with our Merchant Cash Advance

There are many different terms that lenders use when describing business loans. For instance, unsecured business loans, small business loans, and working capital loans are easily interchangeable. We offer business loans structured as a merchant cash advance. One of the features that makes a cash advance different from a traditional bank loan is the borrower does not have a fixed payment schedule. This is a very attractive feature because the payments are set as a portion of future receivables so if the business is experiencing a slow revenue cycle the payments can be adjusted downward. This offers borrowers stress relief during the payback period if their business is slow.

Flexible Application Requirements

Applying for a business loan from a bank can be a daunting task. There are very strict credit requirements and a lot of paperwork. Our business cash advance program is in essence a contract to purchase a small portion of future sales so there is very little emphasis on credit. Additionally, there are no tax returns or personal guarantees required. These advantages make the business loan process very fast and that is why traditional business loans can take months to process whereas a merchant cash advance can be completed in as fast as seventy two hours.