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Dena is a senior writer at Shield Funding, reporting on various topics related to small business loans and business financing. Previously her work has appeared on The Washington Post, Narrative.ly, Salon, and others. Her first novel was published by Dutton Children’s Publishing in 2005. She has a Master's in Business Administration from Capella University and has worked in the finance field for over fifteen years.

Think Twice About Using Credit Cards to Finance Your Business

Why you Should Think Twice About Using Credit Cards to Finance your Business Business credit cards help small business owners stay afloat. In one survey, 31% of small business owners said they had used their card to meet capital needs in the last year. The market for small business credit cards is $500 billion, and […]

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Your Taxes Are Not Done, But You Need A Loan. Now What?

Your Taxes Are Not Done, But You Need a Loan. Now What? In the lull between the holiday season and when things pick back up, your business could run into financial difficulty. Perhaps holiday sales or credit transactions have not settled yet, but a supplier is demanding payment. Or, you failed to set aside money […]

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How Do Business Loans Work?

How do Business Loans Work? A business loan is a form of borrowing designed to support business purposes. A car loan allows you to buy a car, a mortgage enables you to buy a house, and a business loan could help your business grow and succeed. When you decide to apply for a business loan, […]

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Understanding Guarantees in Business Loan Agreements

Guarantees in Lending and the Consequences Behind Them When you applied for a small business loan, you probably focused upon getting the best rates and terms and worried you might not even qualify for a loan. Once approved, the feelings of relief and excitement could be overwhelming. As you are going over and thoroughly reading […]

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Private Business Loans Assist Women Business Owners

Private Business Loans for Women Women start more new businesses than men and account for over 36% of all companies in the United States. They are becoming entrepreneurs at higher rates than men and generating better returns. However, they can still struggle to find the capital they need to get their businesses off the ground […]

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Calculating Your Debt Service Coverage Ratio

Can you make your Payments on a Business Loan? You know that you need a business loan, but can you afford one? Small business owners take out loans for a variety of reasons, from wanting to expand to needing help managing cash flow. Sometimes the reason is urgent, and without the capital your business could […]

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Small Business Loans for Veterans

Small Business Loans for Veterans Veterans have all the tools they need to find success as small business owners. Discipline, focus, and the ability to set and achieve a goal. Did you know that the Play it Again Sports franchise was started by an Army veteran? Other businesses started by veterans include a tutoring service, […]

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Grocery Stores are Better for Community with Business Funding

Local Grocery Stores Better with Business Funding The term “food deserts” has become popular in recent years, as studies have shown that many families lack access to healthy fruits and vegetables within their neighborhoods. Poorer neighborhoods, particularly those in urban areas whose demographics are primarily minority racial groups, are particularly lacking in fresh and healthy […]

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Paying Off Business Loan Debt Faster

Tips for Paying Off Business Loan Debt Faster There are many advantages to paying off a small business loan faster than your repayment schedule. Accelerating your repayment period will save you interest in the long run. Paying down the loan could improve your credit score if your debt ratio is too high. It can also […]

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Business Financing Tips Every Business Owner Should Know

Financial Management Tips Every Small Business Owner Should Know Few business owners went into business on their own because they are excellent bookkeepers or accountants. You might have had a passion for good food, fun clothing, or developing products to simplify people’s lives. But you will have to learn some financial skills if your business […]

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