Business Financing Archives

How Do Business Loans Work?

October 15, 2019 / by Dena Landon / How To's & Do's

How do Business Loans Work? A business loan is a form of borrowing designed to support business purposes. A car loan allows you to buy a car, a mortgage enables you to buy a house, and a business loan could help your business grow and succeed. When you decide to apply for a business loan, […]

Why APR on Business Loans Does Not Matter

September 11, 2019 / by Sam Baitz / The W's of Financing

Why Your Business Loan APR Does Not Always Matter Small business owners who need to borrow capital often look at the interest rate first when making a lending decision. The interest rate a lender charges represents what you will pay to borrow the funds. In effect, it is the price tag on your loan. If […]

Understanding Guarantees in Business Loan Agreements

August 26, 2019 / by Dena Landon / Documents & Stuff

Guarantees in Lending and the Consequences Behind Them When you applied for a small business loan, you probably focused upon getting the best rates and terms and worried you might not even qualify for a loan. Once approved, the feelings of relief and excitement could be overwhelming. As you are going over and thoroughly reading […]

How to Read Your Business Loan Agreement

August 16, 2019 / by Sam Baitz / Documents & Stuff

Understanding Your Business Loan Agreement You have been approved for a small business loan – congratulations! But do you understand it? Your business loan agreement contains all of the information on the contract formed between the business owner and the lender. While not always the easiest set of documents to understand, business owners who want […]

Private Business Loans Assist Women Business Owners

August 1, 2019 / by Dena Landon / Women & Financing

Private Business Loans for Women Women start more new businesses than men and account for over 36% of all companies in the United States. They are becoming entrepreneurs at higher rates than men and generating better returns. However, they can still struggle to find the capital they need to get their businesses off the ground […]

Calculating Your Debt Service Coverage Ratio

July 22, 2019 / by Dena Landon / Debt Management

Can you make your Payments on a Business Loan? You know that you need a business loan, but can you afford one? Small business owners take out loans for a variety of reasons, from wanting to expand to needing help managing cash flow. Sometimes the reason is urgent, and without the capital your business could […]

Closing the Gender Lending Gap Through Alternative Lending

July 11, 2019 / by Sam Baitz / Women & Financing

Closing the Gender Lending Gap Women continue to increase their participation in the business world. Everyday female entrepreneurs launch new businesses and many of them continue to thrive. Many of these early stage companies require additional working capital to fund their continued growth. Unfortunately most of these women entrepreneurs or business owners are realizing how […]

How to Get a Bank Business Loan

June 27, 2019 / by Sam Baitz / How To's & Do's

How to Get Bank Business Loans You can get business loans from many different lenders. But most business owners go to the places they’re familiar with: banks. Getting a business bank loan is different from getting other types of loans. They’re harder to get. There’s often more paperwork and more waiting. It can be a […]

Bad Credit Business Loan Risks vs Reward

June 13, 2019 / by Dena Landon / Credit Corner

Bad Credit Business Loans Risks vs Reward You applied for a small business loan and received a rejection. Or, the banker told you not to even bother applying. But your business still needs capital. It is at this point that many small business owners begin looking into alternative forms of business funding with bad credit. […]

Best Ways to Utilize Bad Credit Business Loans

June 6, 2019 / by Dena Landon / Credit Corner

Best Ways to Utilize Bad Credit Business Loans Now that you have overcome the obstacle of receiving bad credit business funding because you found a lender that offered business loans with bad credit, you need a strong plan on how to utilize the additional working capital. You have to look at the full cost of […]

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