How Technology Changed the Lending Industry

The online lending industry has been growing over the last couple of years at an incredible pace. Whether for business or personal, more loans are originated online than ever before. The industry was basically born out of the financial crisis. At the time banks were subjected to tougher regulations. To make matters worse for those […]

Read more

The Reason Banks Are Failing to Lend to Small Businesses

It’s no secret that within the last 7 years big banks are failing to loan money to small businesses. In fact, according to the Federal Reserve Bank of Cleveland, the number of commercial and industrial loans dropped by 344,000 from 2007 to 2012, even though the number of these types of small businesses increased by […]

Read more

How Shield Funding is Improving the Small Business Loans Industry

There is no doubt that acquiring a small business loan with bad credit has been an insurmountable obstacle for many small business owners. The lack of capital available to small business owners has been the single most important contributor to stunting the economic growth of small businesses. With the strict credit requirements in place today […]

Read more

Small Business Lending After the Recession

There has been a lot of controversy lately over who is responsible for the small business community’s struggles with finding loans. Any business owner looking for a small business loan today knows how difficult it can be to find a lender willing to give their business money. Since the financial collapse of 2008 the access […]

Read more

Top 5 Reasons to Get a Business Loan

There are so many different reasons why a small business owner would take out a business loan. Additional funding might be required because of industry related issues, or perhaps competition has made the space more competitive. Business owners can find themselves in need of extra cash for countless reasons but there are five in particular […]

Read more

Business Loan Competition is Great for Borrowers

The business loan industry has become very competitive as a result of technological advancements. At one time banks were the main providers of funding to small and medium sized businesses, and their only competition was mainly with each other. Now banks must compete with online private lending organizations, social media lending networks such as crowdfunding […]

Read more

A Guide to Taking Business Loans

Being a business owner can be very rewarding during good economic times, however, when the economy hits a rough patch it is essential to have resources in place for additional financing. Unlike large corporations with cash reserves in place for these unavoidable dips, small business owners cannot afford to stockpile cash for the inevitable slow […]

Read more

1 2 3