How it Works

Step1: Applying is Easy?

All you have to do is fill out our free online application or call our toll free number and we can determine an approximate approval amount immediately. To qualify all you need is a business for 3 months and have bank receipts, OR accept credit cards as a form of payment. You should also generate a minimum of $2,500 per month in gross revenues. If the available amount is satisfactory all we need to complete the paperwork process is your most recent credit card and/or bank statements, and a short application. Within 72 hours we can provide you with a cash advance or unsecured business loan of up to $500,000.

Step 2. Receiving The Advance

Once we establish the exact amount of your merchant cash advance and the repayment time period we can then set the payback amount. Before the cash advance is processed you will know the exact amount to pay back and the amount of time you have to pay it. There are no hidden fees or restrictions on how you use the money. Our program has helped small to medium-sized businesses fund expansion, marketing, payroll, equipment purchases, supply orders, taxes, inventory purchases, seasonal merchandise, restructuring, and emergency situations.

Step 3. The Pay Back Process

Paying back the business cash advance is simple. No matter what the length of the loan is, you still pay back the same amount. There are 2 ways to pay off the advance. If you choose to switch credit card processors we simply set up the account so a small percentage of the generated sales is allotted to go towards your cash advance payments. The second option is if you choose not to switch processors we set up a lockbox with your processor and the small percentage of the generated sales is deposited towards paying off the advance. If you don’t process credit cards we have alternative financing.

Step 4. The Merchant Cash Advance is Paid

Once the merchant cash advance is paid back you return to receiving the full amount of your sales revenue. The only difference is now your business has progressed and you experience the benefits of your investment. You also have the option to grow your business even more by renewing your cash advance and the process is even easier. As long as your financial status has not changed you can simply contact our company either by phone or email and we can renew your advance. We take pride in providing our clients easy access to working capital in order to see their businesses develop into successful industry leaders.