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Think Twice About Using Credit Cards to Finance Your Business

Why you Should Think Twice About Using Credit Cards to Finance your Business Business credit cards help small business owners stay afloat. In one survey, 31% of small business owners said they had used their card to meet capital needs in the last year. The market for small business credit cards is $500 billion, and […]

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Small Business Borrowing Success Stories

Small Business Borrowing Success Stories Taking the leap and applying for a small business loan can be scary. What if cash flow does not match your projections? Will borrowing really help you achieve your goals? Whether it is your first or your tenth loan, before you apply you want some reassurance that it is the […]

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Your Taxes Are Not Done, But You Need A Loan. Now What?

Your Taxes Are Not Done, But You Need a Loan. Now What? In the lull between the holiday season and when things pick back up, your business could run into financial difficulty. Perhaps holiday sales or credit transactions have not settled yet, but a supplier is demanding payment. Or, you failed to set aside money […]

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How Do Business Loans Work?

How do Business Loans Work? A business loan is a form of borrowing designed to support business purposes. A car loan allows you to buy a car, a mortgage enables you to buy a house, and a business loan could help your business grow and succeed. When you decide to apply for a business loan, […]

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Why APR on Business Loans Does Not Matter

Why Your Business Loan APR Does Not Always Matter Small business owners who need to borrow capital often look at the interest rate first when making a lending decision. The interest rate a lender charges represents what you will pay to borrow the funds. In effect, it is the price tag on your loan. If […]

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Understanding Guarantees in Business Loan Agreements

Guarantees in Lending and the Consequences Behind Them When you applied for a small business loan, you probably focused upon getting the best rates and terms and worried you might not even qualify for a loan. Once approved, the feelings of relief and excitement could be overwhelming. As you are going over and thoroughly reading […]

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How to Read Your Business Loan Agreement

Understanding Your Business Loan Agreement You have been approved for a small business loan – congratulations! But do you understand it? Your business loan agreement contains all of the information on the contract formed between the business owner and the lender. While not always the easiest set of documents to understand, business owners who want […]

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Private Business Loans Assist Women Business Owners

Private Business Loans for Women Women start more new businesses than men and account for over 36% of all companies in the United States. They are becoming entrepreneurs at higher rates than men and generating better returns. However, they can still struggle to find the capital they need to get their businesses off the ground […]

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Calculating Your Debt Service Coverage Ratio

Can you make your Payments on a Business Loan? You know that you need a business loan, but can you afford one? Small business owners take out loans for a variety of reasons, from wanting to expand to needing help managing cash flow. Sometimes the reason is urgent, and without the capital your business could […]

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Closing the Gender Lending Gap Through Alternative Lending

Closing the Gender Lending Gap Women continue to increase their participation in the business world. Everyday female entrepreneurs launch new businesses and many of them continue to thrive. Many of these early stage companies require additional working capital to fund their continued growth. Unfortunately most of these women entrepreneurs or business owners are realizing how […]

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