March 5, 2020 / by Sam Baitz / Women & Financing
Top Business Resources for Women Veteran-Owned Businesses Veterans own 2.52 million businesses in the United States, primarily in the finance, insurance, transportation, and warehousing industries. Women own 15.2% of those businesses, but organizations and lenders are working to increase that percentage. Women’s Veteran’s Alliance has created an online directory of businesses owned by female veterans, […]
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Adopting Digital to Grow Your Business
May 16, 2020 / by Sam Baitz / Growth and Expansion
Integrating Online Options to Maintain or Even Grow Your Business Ever since the COVID-19 pandemic arrived, businesses have had to get creative about how to maintain or grow their revenue base. States have instituted shelter-in-place or social distancing orders, and many brick and mortar companies have been completely shut down. If you are a small […]
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A Guide to Debt Consolidation
May 3, 2020 / by Sam Baitz / Financial Management
What is Debt Consolidation? It is not uncommon for small business owners to have multiple forms of credit open. Whether it is a business line of credit, a small business loan, or some other type of loan that you may have stacked on another loan to launch a business or just keep it operating. At […]
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COVID-19 Business Loans and Grants
April 16, 2020 / by Sam Baitz / Business Financing, Business News
How to get COVID-19 Business Loan & Grants Three packages recently signed into law are geared to aid this country and offer relief due to the Coronavirus (COVID-19) outbreak: The Coronavirus Preparedness and Response Supplemental Appropriations Act, signed into law on March 6, 2020, The Families First Coronavirus Response Act Signed into law on March […]
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Top Business Resources for Women Veteran Owned Businesses
March 5, 2020 / by Sam Baitz / Women & Financing
Top Business Resources for Women Veteran-Owned Businesses Veterans own 2.52 million businesses in the United States, primarily in the finance, insurance, transportation, and warehousing industries. Women own 15.2% of those businesses, but organizations and lenders are working to increase that percentage. Women’s Veteran’s Alliance has created an online directory of businesses owned by female veterans, […]
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Think Twice About Using Credit Cards to Finance Your Business
February 14, 2020 / by Dena Landon / Credit Tools and Tips
Why you Should Think Twice About Using Credit Cards to Finance your Business Business credit cards help small business owners stay afloat. In one survey, 31% of small business owners said they had used their card to meet capital needs in the last year. The market for small business credit cards is $500 billion, and […]
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Small Business Borrowing Success Stories
February 5, 2020 / by Sam Baitz / Motivation and Inspiration
Small Business Borrowing Success Stories Taking the leap and applying for a small business loan can be scary. What if cash flow does not match your projections? Will borrowing really help you achieve your goals? Whether it is your first or your tenth loan, before you apply you want some reassurance that it is the […]
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Your Taxes Are Not Done, But You Need A Loan. Now What?
January 24, 2020 / by Dena Landon / Financial Management
Your Taxes Are Not Done, But You Need a Loan. Now What? In the lull between the holiday season and when things pick back up, your business could run into financial difficulty. Perhaps holiday sales or credit transactions have not settled yet, but a supplier is demanding payment. Or, you failed to set aside money […]
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How Do Business Loans Work?
October 15, 2019 / by Dena Landon / Business Financing
How do Business Loans Work? A business loan is a form of borrowing designed to support business purposes. A car loan allows you to buy a car, a mortgage enables you to buy a house, and a business loan could help your business grow and succeed. When you decide to apply for a business loan, […]
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Why APR on Business Loans Does Not Matter
September 11, 2019 / by Sam Baitz / Credit Tools and Tips
Why Your Business Loan APR Does Not Always Matter Small business owners who need to borrow capital often look at the interest rate first when making a lending decision. The interest rate a lender charges represents what you will pay to borrow the funds. In effect, it is the price tag on your loan. If […]
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Understanding Guarantees in Business Loan Agreements
August 26, 2019 / by Dena Landon / Documents & Stuff
Guarantees in Lending and the Consequences Behind Them When you applied for a small business loan, you probably focused upon getting the best rates and terms and worried you might not even qualify for a loan. Once approved, the feelings of relief and excitement could be overwhelming. As you are going over and thoroughly reading […]
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