March 5, 2020 / by Sam Baitz / Women & Financing
Top Business Resources for Women Veteran-Owned Businesses Veterans own 2.52 million businesses in the United States, primarily in the finance, insurance, transportation, and warehousing industries. Women own 15.2% of those businesses, but organizations and lenders are working to increase that percentage. Women’s Veteran’s Alliance has created an online directory of businesses owned by female veterans, […]
Read more
Business Loans for CoronaVirus Affected Small Businesses
March 21, 2020 / by Sam Baitz / Business News
Business Loans for CoronaVirus Affected Businesses If your newsfeed has turned into a stream of coronavirus notifications, you have probably already felt the impact on your small business. Customer-facing businesses have seen a huge drop in business, supply chains have been disrupted, people are not placing orders, and the world is moving to lockdown. Small […]
Read more
Top Business Resources for Women Veteran Owned Businesses
March 5, 2020 / by Sam Baitz / Women & Financing
Top Business Resources for Women Veteran-Owned Businesses Veterans own 2.52 million businesses in the United States, primarily in the finance, insurance, transportation, and warehousing industries. Women own 15.2% of those businesses, but organizations and lenders are working to increase that percentage. Women’s Veteran’s Alliance has created an online directory of businesses owned by female veterans, […]
Read more
Think Twice About Using Credit Cards to Finance Your Business
February 14, 2020 / by Dena Landon / Credit Tools and Tips
Why you Should Think Twice About Using Credit Cards to Finance your Business Business credit cards help small business owners stay afloat. In one survey, 31% of small business owners said they had used their card to meet capital needs in the last year. The market for small business credit cards is $500 billion, and […]
Read more
Small Business Borrowing Success Stories
February 5, 2020 / by Sam Baitz / Motivation and Inspiration
Small Business Borrowing Success Stories Taking the leap and applying for a small business loan can be scary. What if cash flow does not match your projections? Will borrowing really help you achieve your goals? Whether it is your first or your tenth loan, before you apply you want some reassurance that it is the […]
Read more
Your Taxes Are Not Done, But You Need A Loan. Now What?
January 24, 2020 / by Dena Landon / Financial Management
Your Taxes Are Not Done, But You Need a Loan. Now What? In the lull between the holiday season and when things pick back up, your business could run into financial difficulty. Perhaps holiday sales or credit transactions have not settled yet, but a supplier is demanding payment. Or, you failed to set aside money […]
Read more
How Do Business Loans Work?
October 15, 2019 / by Dena Landon / Business Financing
How do Business Loans Work? A business loan is a form of borrowing designed to support business purposes. A car loan allows you to buy a car, a mortgage enables you to buy a house, and a business loan could help your business grow and succeed. When you decide to apply for a business loan, […]
Read more
Why APR on Business Loans Does Not Matter
September 11, 2019 / by Sam Baitz / Credit Tools and Tips
Why Your Business Loan APR Does Not Always Matter Small business owners who need to borrow capital often look at the interest rate first when making a lending decision. The interest rate a lender charges represents what you will pay to borrow the funds. In effect, it is the price tag on your loan. If […]
Read more
Understanding Guarantees in Business Loan Agreements
August 26, 2019 / by Dena Landon / Documents & Stuff
Guarantees in Lending and the Consequences Behind Them When you applied for a small business loan, you probably focused upon getting the best rates and terms and worried you might not even qualify for a loan. Once approved, the feelings of relief and excitement could be overwhelming. As you are going over and thoroughly reading […]
Read more
How to Read Your Business Loan Agreement
August 16, 2019 / by Sam Baitz / Documents & Stuff
Understanding Your Business Loan Agreement You have been approved for a small business loan – congratulations! But do you understand it? Your business loan agreement contains all of the information on the contract formed between the business owner and the lender. While not always the easiest set of documents to understand, business owners who want […]
Read more
Private Business Loans Assist Women Business Owners
August 1, 2019 / by Dena Landon / Women & Financing
Private Business Loans for Women Women start more new businesses than men and account for over 36% of all companies in the United States. They are becoming entrepreneurs at higher rates than men and generating better returns. However, they can still struggle to find the capital they need to get their businesses off the ground […]
Read more