How Technology Changed the Lending Industry

The online lending industry has been growing over the last couple of years at an incredible pace. Whether for business or personal, more loans are originated online than ever before. The industry was basically born out of the financial crisis. At the time banks were subjected to tougher regulations. To make matters worse for those […]

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Don’t Make Your Business Loans Personal

Small business owners often compensate their work at their company in the form of a salary as well as using the company’s cash flow to pay for additional expenses in their everyday lives. This might include cars or transportation, cell phones and other technology, as well as a variety of other expenses. In fact, many […]

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Is The Trade Deficit Affecting Small Business?

Is the growing trade gap in the United States hurting American companies? It is a well known fact that the United States continues to have alarming trade deficits with many different countries. At the top of the list impacting the U.S. deficit is China. In 2015 the U.S. trade deficit with China hit approximately 337 […]

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So You Think You Can Borrow

Borrow Business Loans Wisely

There’s no doubt you’ve heard the phrase “it takes money to make money.” And, in most instances, it’s true. All start-up businesses need capital to get their feet off the ground, and existing businesses need money to launch new ventures. While all businesses do indeed need money to make money, it’s vital, however, to understand […]

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The Reason Banks Are Failing to Lend to Small Businesses

It’s no secret that within the last 7 years big banks are failing to loan money to small businesses. In fact, according to the Federal Reserve Bank of Cleveland, the number of commercial and industrial loans dropped by 344,000 from 2007 to 2012, even though the number of these types of small businesses increased by […]

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The Basics of Motivating and Inspiring Employees

One of the biggest roadblocks to work productivity is low morale among your employees. When your employees are simply coming to work just to get a paycheck, rather than to accomplish the greater good, you can expect the bare minimum in terms of work ethic from your employees. When your employees are motivated and inspired […]

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Tips On Maintaining Relationships with your Virtual Employees

With the help of technology, more and more people are offering their services virtually. For many freelancers, this is a good way to make money while maintaining a flexible schedule. Additionally, there are many benefits for small business owners when hiring a virtual staff. In fact, over the past decade, many business owners have opted to hire a […]

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