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Category: Banks and Finance

Introduction to Merchant Cash Stacking

Is Loan Stacking and Right For You? There will come a time in your small business’s life cycle when you will need to borrow. Whether it is to expand, to take advantage of a new business opportunity, or to develop a new product, it is rare that existing cash flows will support making it to […]

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What is Bank Account Verification and is it Safe?

Applying for a business loan or any other type of loan isn’t what it used to be. No more do you have to drive to a bank, sit in an office with a lender, and fill out forms. Today, it can all be done online. Including income and assets verification. Bank account verification allows banks […]

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How to Get a Bank Business Loan

You can get business loans from many different lenders. But most business owners go to the places they’re familiar with: banks. Getting a business bank loan is different from getting other types of loans. They’re harder to get. There’s often more paperwork and more waiting. It can be a hassle. On the other hand, banks […]

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Top Reasons to Avoid Bank Business Loans

When most small business owners realize that it is time to get a small business loan, they might think that a bank or traditional lender is their only option. Even if they are aware of other options, such as alternative lenders, they might think that a loan from a bank is the best option. But […]

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How to Choose a Lender When Banks are Not an Option

When it comes to finding a lender for a small business loan, you have a plethora of good lending options. The main two types of lending options for small business owners include traditional banks and alternative lenders. The type of lender you end up selecting will often depend on your financial situation, the type of […]

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The Reason Banks Are Failing to Lend to Small Businesses

It’s no secret that within the last 7 years big banks are failing to loan money to small businesses. In fact, according to the Federal Reserve Bank of Cleveland, the number of commercial and industrial loans dropped by 344,000 from 2007 to 2012, even though the number of these types of small businesses increased by […]

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