We offer access to small business loan programs that differ in rates and terms based on several factors including FICO score, time in business, as well as the financial strength of your business. Below you will find detailed information about the programs we offer to help you determine which one works for you. For additional reading you can check out our complete guide on business loan interest rates.
Our Prime small business loans are the best funding programs available online. Featuring a potential 3 year term with extremely competitive rates. This program is available for businesses with strong financials and owners with good personal credit.
| Estimated Business Loan Term | 24 to 36 Months |
| Rates | 12% to 36%* |
| Time in Business Required | 2 Years Minimum |
| Minimum Credit Score Require | 660 Plus |
| Minimum Monthly Deposits Required | 2 |
| Minimum Monthly Revenues | $25,000 |
| Minimum Business Loan amount | $25,000 |
| Maximum Business Loan amount | $1,000,000 |
| Maximum Number of Negative Days | 1 or 2 |
| *Rates and fees depend on the duration of funding. |
Our Premier Plus small business loans are an excellent option for companies that have at least a year in business and the owner does not have poor credit. This funding option is for business owners that have FICO scores as high as 660 and require financing ranging up to 1 million dollars with payback periods ranging as long as 18 months.
| Estimated Business Loan Term | 9 to 18 Months |
| Rates | 12% to 25%* |
| Time in Business Required | 2 to 6 Years |
| Minimum Credit Score Require | 550 to 660 |
| Minimum Monthly Deposits Required | 5 to 7 |
| Minimum Monthly Revenues | $10,000 to $15,000 |
| Minimum Business Loan amount | $15,000 to $25,000 |
| Maximum Business Loan amount | $1,000,000 |
| Maximum Number of Negative Days | 3 to 4 Within a Month |
| *Rates and fees depend on the duration of funding. |
Our Premier small business loans are a good option for companies operating for at least a year in business and have fair credit. Small business loans in this program have terms as long as 1 year with a maximum loan amount of up to $250,000.
| Estimated Business Loan Term | 6 to 12 Months |
| Rates | 12% to 32%* |
| Time in Business Required | 1 Year |
| Minimum Credit Score Require | 525 |
| Minimum Monthly Deposits Required | 2 to 5 |
| Minimum Monthly Revenues | $10,000 |
| Minimum Business Loan amount | $5,000 |
| Maximum Business Loan amount | $250,000 |
| Maximum Number of Negative Days | Up to 3 Within a Month |
| *Rates and fees depend on the duration of funding. |
Our Standard small business loans are a good option for relatively new companies that require short term capital. The business owner does not need good credit to get approved for this program. With loan amounts ranging up to $150,000 this type of program is great for companies looking to make substantial short term investments into expanding the business and cannot obtain traditional financing.
| Estimated Business Loan Term | 6 to 10 Months |
| Rates | 12% to 45%* |
| Time in Business Required | 6 Months |
| Minimum Credit Score Require | 500 |
| Minimum Monthly Deposits Required | 5 to 7 |
| Minimum Monthly Revenues | $10,000 |
| Minimum Business Loan amount | $5,000 |
| Maximum Business Loan amount | $150,000 |
| Maximum Number of Negative Days | Up to 4 Within a Month |
| *Rates and fees depend on the duration of funding. |
Our Starter small business loans are great for business owners with really bad credit and just a few months in business. With loan amounts ranging up to 20,000 this can be an excellent option for small business marketing initiatives or business expansions.
| Estimated Business Loan Term | 2 to 5 Months |
| Rates | 12% to 45%* |
| Time in Business Required | 2 Months |
| Minimum Credit Score Require | 500 |
| Minimum Monthly Deposits Required | 5 to 7 |
| Minimum Monthly Revenues | $8,000 |
| Minimum Business Loan amount | $5,000 |
| Maximum Business Loan amount | $20,000 |
| Maximum Number of Negative Days | Up to 4 Within a Month |
| *Rates and fees depend on the duration of funding. |
Applying has never been easier. You can either call our toll free number 24 hours 7 days a week at
(888) 882-6117
or
Submit your online application by clicking apply below and entering a few basic details about your business.
