Small Business Loan Rates

We offer access to small business loan programs that differ in rates and terms based on several factors including FICO score, time in business, as well as the financial strength of your business. Below you will find detailed information about the programs we offer to help you determine which one works for you.
 

Small Business Loans for FICO Scores of 660 Plus

Our Prime small business loans are the best funding programs available online. Featuring a potential 3 year term with extremely competitive rates. This program is available for businesses with strong financials and owners with good personal credit.
 

PRIME SMALL BUSINESS LOANS

Estimated Business Loan Term24 to 36 Months
Rates12% to 36%*
Time in Business Required2 Years Minimum
Minimum Credit Score Require660 Plus
Minimum Monthly Deposits Required2
Minimum Monthly Revenues$25,000
Minimum Business Loan amount$25,000
Maximum Business Loan amount$1,000,000
Maximum Number of Negative Days1 or 2
*Rates and fees depend on the duration of funding.
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Small Business Loans for FICO Scores of 550 to 660

Our Premier Plus small business loans are an excellent option for companies that have at least a year in business and the owner does not have poor credit. This funding option is for business owners that have FICO scores as high as 660 and require financing ranging up to 1 million dollars with payback periods ranging as long as 18 months.

 

PREMIER PLUS SMALL BUSINESS LOANS

Estimated Business Loan Term9 to 18 Months
Rates12% to 25%*
Time in Business Required2 to 6 Years
Minimum Credit Score Require550 to 660
Minimum Monthly Deposits Required5 to 7
Minimum Monthly Revenues$10,000 to $15,000
Minimum Business Loan amount$15,000 to $25,000
Maximum Business Loan amount$1,000,000
Maximum Number of Negative Days3 to 4 Within a Month
*Rates and fees depend on the duration of funding.
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Small Business Loans for FICO Scores of 550

Our Premier small business loans are a good option for companies operating for at least a year in business and have fair credit. Small business loans in this program have terms as long as 1 year with a maximum loan amount of up to $250,000.

 

PREMIER SMALL BUSINESS LOANS

Estimated Business Loan Term6 to 12 Months
Rates12% to 32%*
Time in Business Required1 Year
Minimum Credit Score Require525
Minimum Monthly Deposits Required2 to 5
Minimum Monthly Revenues$10,000
Minimum Business Loan amount$5,000
Maximum Business Loan amount$250,000
Maximum Number of Negative DaysUp to 3 Within a Month
*Rates and fees depend on the duration of funding.
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Small Business Loans for FICO Scores Above 500

Our Standard small business loans are a good option for relatively new companies that require short term capital. The business owner does not need good credit to get approved for this program. With loan amounts ranging up to $150,000 this type of program is great for companies looking to make substantial short term investments into expanding the business and cannot obtain traditional financing.

 

STANDARD SMALL BUSINESS LOANS

Estimated Business Loan Term6 to 10 Months
Rates12% to 45%*
Time in Business Required6 Months
Minimum Credit Score Require500
Minimum Monthly Deposits Required5 to 7
Minimum Monthly Revenues$10,000
Minimum Business Loan amount$5,000
Maximum Business Loan amount$150,000
Maximum Number of Negative DaysUp to 4 Within a Month
*Rates and fees depend on the duration of funding.
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Small Business Loans for FICO Scores of 500

Our Starter small business loans are great for business owners with really bad credit and just a few months in business. With loan amounts ranging up to 20,000 this can be an excellent option for small business marketing initiatives or business expansions.

 

STARTER SMALL BUSINESS LOANS

Estimated Business Loan Term2 to 5 Months
Rates12% to 45%*
Time in Business Required2 Months
Minimum Credit Score Require500
Minimum Monthly Deposits Required5 to 7
Minimum Monthly Revenues$8,000
Minimum Business Loan amount$5,000
Maximum Business Loan amount$20,000
Maximum Number of Negative DaysUp to 4 Within a Month
*Rates and fees depend on the duration of funding.
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Still Not Sure Which Small Business Loan is Right For You?

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