Is Loan Stacking and Right For You? There will come a time in your small business’s life cycle when you will need to borrow. Whether it is to expand, to take advantage of a new business opportunity, or to develop a new product, it is rare that existing cash flows…

Applying for a business loan or any other type of loan isn’t what it used to be. No more do you have to drive to a bank, sit in an office with a lender, and fill out forms. Today, it can all be done online. Including income and assets verification.Bank…

Business credit is built over time, but if you haven’t started building it yet - now is the time. Your business credit profile impacts everything from the rates you’ll pay for insurance to the interest you’ll pay on a loan. It can help you negotiate better terms from vendors, giving…

Building accurate cash flow projections can feel like one part skill and one part luck. And yes, orders, inventory, staffing levels, and other key areas of your business depend upon projected sales. Cash flow is the flow of money in and out of your business. Small business owners need to balance…

The supply chain disruptions and rising prices of the last two years show no signs of easing up. According to the NFIB Small Business Optimism Index, small business owners’ optimistic outlook for the rest of the year has dropped 1.8 points since January 2022 - and 22% of them give…

No matter how much attention you pay to your budget, cash flow projections, and how closely you monitor actual results, life as a small business owner is unpredictable. There are times when your best efforts weren’t enough, or an opportunity arises you couldn’t have predicted, and you could need money…

If you own a manufacturing company, retail store, or restaurant, you’ve probably encountered a few inventory management headaches over the years. A customer is angry because you’re out of steak. You lose a long-time client because you can’t fill a rush order. Your employee doesn’t know if you have a…

For many small business owners, payroll can be a small business owner’s biggest monthly expense. Covering payroll can be make or break for your business - if you don’t pay your top performers on time, they’ll leave. And even if it’s a one-time issue, it could impact your reputation and…

Integrating Online Options to Maintain or Even Grow Your Business Ever since the COVID-19 pandemic arrived, businesses have had to get creative about how to maintain or grow their revenue base. States have instituted shelter-in-place or social distancing orders, and many brick and mortar companies have been completely shut down.…

How to get COVID-19 Business Loan & GrantsThree packages recently signed into law are geared to aid this country and offer relief due to the Coronavirus (COVID-19) outbreak: The Coronavirus Preparedness and Response Supplemental Appropriations Act, signed into law on March 6, 2020, The Families First Coronavirus Response Act Signed…