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Category: Business Financing

Is a Merchant Cash Advance Right For Your Business

Merchant cash advance, also known as business cash advance, is a great alternative to regular loans as well as a great tool in managing your business’ finances. Merchant cash advance differs from regular loans because it can provide businesses with immediate cash by letting the business sell a portion of future credit and/or debit card […]

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How to Avoid Fraud When Applying for a Merchant Cash Advance

Stricter bank policies for obtaining business loans have caused many small and medium-sized enterprises (SMEs) to seek alternative financing options. It is a good thing that financing companies have come up with different strategies to service the business sector. One of these new solutions is the merchant cash advance (MCA) program. Because the merchant cash […]

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Merchant Cash Advance: Questions Before You Apply

The financial crisis that swept the entire country in 2008 prompted banks and other financial institutions to implement tighter lending controls. This was the impetus behind merchant cash advances gaining increasing popularity among business owners. This type of business financing is an excellent alternative to business loans as it provides businesses that would otherwise have […]

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What a Merchant Cash Advance Will Cost Your Business

Merchant cash advance providers offer fast access to funds for small business owners, often at a 30 percent premium, in return for a portion of future sales until the advance plus premium are paid off. The industry carefully distinguishes this financial product from loans; thus, loan regulations do not apply. However, financial advisors generally suggest […]

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Merchant Cash Advance Versus Invoice Factoring

A merchant cash advance is a fantastic and relatively new financial product that is an extension of invoice factoring. The two products share many similarities but are very different in one important aspect. They both are similar in the idea of selling receivables to a business lender at a discount. Where they differ is that […]

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Getting Approved For A Merchant Cash Advance

A merchant cash advance lets businesses sell future credit and/or debit card sales for “cash now.” Retail, restaurant and service companies are at the forefront of merchant cash advance loans. It has been around for over a decade but it wasn’t until recently that merchant cash advance gained incredible popularity. In 2007, the merchant cash […]

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Expanding Your Restaurant With A Merchant Cash Advance

There is no better time than the present to expand your restaurant. The economy is puttering along and there are serious deals available on mortgages and rental space, equipment and machinery, even silverware can be had at a really good price. Contractors are willing to take less just to keep working. There are business funding […]

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